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  1. Each Members will pay set denominations set and agreed by all the 10 members such as (30000/50000/100000)/ 10 Months.
  2. Each member has to pay the Set amount EMI decided by all members for eg.(3000/5000/10000) before 10th of each month for 10 months.
  3. Draw will be conducted on 10th of Each month and each member will get the membership ID
  4. Every month Each member will get SIP worth Article,(if the article weight and value excess the Total SIP amount) the individual member shall pay the worths of amount extra.
  5. Under Any circumstances Articles of Gold/silver shall be give no Cash return.
  6. Making Charges/Stone charges/Wastages etc will be paid by the Individual member of their choice if Article collected.